Category Archives: Real Estate

How to Get Your First Home Investment Mortgage

If you are thinking about getting into real estate you are first having to move out of your parent’s basement. This means that you are going to have to get yourself a home mortgage. If you are taking the necessary steps you need to get a home mortgage for the first time you might want to see if there are any special mortgage’s that you can get since this is your first purchase. According to an article, you may qualify for a special mortgage if you are a first-time homebuyer. You may even qualify for an extra special one if your first home is also going to be an investment property. As with any expensive purchase, you need to do your homework before you sign anything. Other factors that you need to take into consideration include: how first-time homebuyer loans work, if there are any available programs for you to take advantage of, how points work, and if you should pay points or put down a large down payment. You also need to be aware of any hidden factors contained within the pages of a home loan. Some additional elements that you should pay attention to include: be aware of all the hidden fees up front, never sign up for a home mortgage on the internet, know that the mortgage industry is unregulated, stay away from loans that are interest-only, try to avoid loans that are adjustable rate, and , see if you can avoid mortgage insurance. Remember, the goal is to eventual make money with your investment purchase.

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Build a Career in Real Estate

As we all know real estate is one of the flourishing fields in recent years and we also hear success stories every now and then. Owing to such importance in the market, real estate has also become one of the most sought after business segments for many. Especially for young stars who dream to become an entrepreneur, this is the field that gives handsome number of opportunities to grow and diversify. However, there are many who wish to pursue a career in this field but do not dare to take it because of multiple legal and ethical requirements linked to it. This makes it difficult for a starter to understand all these issues alone without any proper guidance. It is here the real estate certificate of registration comes to help.

Getting into this process makes you an authorized realtor with all necessary competencies that you require to shine in the field of real estate. This certificate of registration would pave a smooth path to you and your career by eliminating or guiding you through certain complex issues in the business. Being offered by many institutions in both online and offline modes, it’s very easy for the new incumbents like you to take up a course as and when you want. The course work is offered by numerous institutions across many parts of the world. You just got to get in touch with a reliable consultant and get details and enroll for one which flourishes your career as a realtor. Any person who is an adult can enroll for this course and can earn his certificate of registration. However, to earn this, you need to complete all courses as per course work.

Once you finish the entire course work, you will be issued with your Certificate. No provisional certificates will be issued in the interim period. Various institutes offer the courses in different modes; few take online regular classes while the others supplement the regular classes with once in a while sessions coupled with printed materials. You can take any type of session which is comfortable for you and get aligned with your time. Irrespective of the mode you choose, the session’s end by taking the examinations after classes to get your certificate. The period of the course is also minimal and is very easy. If you have minimum idea on the ethical grounds, you just got to learn legal compliance in a couple of days or in a week and you can comfortably give your examinations. Once done with the examinations you have to wait for your certificate which will be issued as per the discretion of your institution.

Green Homes

When you purchase a green home they will contains all or some of the following features that are earth friendly.

• Fiber cement siding
• Alternative power system like wind and solar
• Recycled building insulation
• No VOC stains and paints, which stands for volatile organic compound. It is any compound that is carbon-based and will vaporize at standard room temperatures. Some of the more prevalent ones are formaldehyde, acetone, and methane.
• Solar powered hot water heating

Even if you do not live in a green home, there are things that you can do to increase your energy conservation. It will even help contribute to saving our environment. Making your home a green home can help to reduce global warning and save the homeowner money. It will significantly better the environment and require little effort for the homeowner.

Making a green home

• Instead of using the standard incandescent light bulbs start to use compact fluorescent light bulbs (CFLs). When you switch to the CFL’s you can save per year over a hundred dollars. You can find these lights in the same aisle as your regular bulbs but they are little more expensive. In the United States, if every house switches the type of light bulbs they were using to CFL’s there would be a reduction in greenhouse gas emissions of one trillion pounds.
• Install a thermostat that is programmable-with this type of thermostat the homeowner can program the thermostat so that the air conditioner or heater is off when homeowners are not at home. The programmable thermostat can be programmed so that it will cool or heat your home shortly before the homeowner arrives home. This change could save the homeowner ten percent or more on cooling and heating costs
• Plug air leaks-this will help the homeowner save money and practice conservation. You can do this by installing weather stripping, keep the temperature in your home from rapidly fluctuating, and caulk windows correctly to stop air drafts.
• Energy Star rated appliances-these reduce the amount of electricity that is needed to operate them so they have less of an impact on the environment. They will also save on your energy bill.

Garden Apartments

This residential apartment is located on landscaped property that is at ground level. This term loosely describes any apartment on the first floor. It also includes a basement apartment or one in a high rise. If it is a real garden apartment, there will be no household, or apartment, above it. They are spread out horizontally in an open courtyard. You can find these apartments worldwide. Such an apartment will have one or two bedrooms but you can find some that have three or more bedrooms, especially if they are used as a vacation apartment. The more bedrooms there are the more people they can accommodate when on vacation and renting the apartment. If it is an apartment that is rented out long term it is generally not furnished. If the apartment is rented out on a weekly or monthly basis for vacations, it will be furnished. Garden apartments may also have one or two stories. The common area can include outdoor amenities like a swimming pool, tennis or basketball courts, a spa or clubhouse. The entrance to the apartment could be off the courtyard or the street.

The owners of the garden apartments are responsible for the outdoor area being kept up with the lawn mowed, any outdoor equipment cleaned, clean swimming pool without leaves and other debris, etc. Many owners will plant the area with well cared for trees and floors. If it is an apartment complex and you have a pet you need to find out if there is a special area for the dogs. Make sure that you clean up after your dog once it has finished its business. Your garden apartment may have a small yard or patio. If your garden apartment has either of these two amenities, it would be a good place to have friends and family over for a barbeque. Each garden apartment is a separate household unit but all of the tenants share any amenities, such as a swimming pool or exercise room and the main outside grounds. The apartments have their own controls for the heat and air conditioning and bathroom and kitchen facilities. In some places, it may be called a walk-up garden apartment because it has an outdoor staircase. With garden apartment complexes that offer premium services like a weight and exercise room or sauna may be charged an extra monthly fee to help with the upkeep and have a key to let them into these facilities. By having a key, it prevents those that choose not to pay the extra fee from using these premium facilities. Some may even have a laundry room for the residents. The rent for a garden apartment would be much the same as a regular apartment but it depends on the location and amenities.

Reasons to Invest in Eco Friendly Properties

  • Eco-friendly homes use natural materials during construction

There are many choices of eco-friendly construction materials. They range from recycled wood, half-raw and half-recycled, and those made from dirt, straw, and clay. According to experts, materials of these made contribute less to the greenhouse effect. They trap less of harmful gases while allowing for a freer entry of natural light and air in and out of the house. Overall, environment-friendly homes are known to exhibit better indoor environment quality. Improved lighting conditions, better air quality, and natural thermal conditions are some of the natural benefits one can get when buying eco-homes.

  • Eco-friendly homes are also health-friendly

The natural materials used in eco-homes are also health-friendly. This is very beneficial to individuals with health conditions like asthma and other respiratory problems. There have been several studies linking the use of eco-friendly materials in home construction. Significant changes on health conditions were exhibited by individuals who are known asthma patients. Further studies revealed that the more natural materials used in them help facilitate the flow of cleaner air inside homes. They are also less likely to contain plastic by-products which release toxic substances. These substances are generally linked to carcinogens or substances that contribute to the development of cancer cells. These days, developers are more aware of the health consequences of the materials they are using when constructing properties. Home buyers just need the proper information to educate or at least warn them that eco-friendly homes are by far among the best choices when health conditions are considered.

  • Environment-friendly homes are energy-efficient

Today’s thrust in construction of properties gives focus on energy-efficiency. It is a known fact that the earth’s natural resources, from which man depends for water and energy, are becoming fastly depleted. In order to contribute to conservation efforts, eco-friendly houses are designed such that they would not largely depend on non-renewable energy sources. It is now common to see houses being put on sale that are designed with solar panels. With these, energy consumption is likely reduced to about third as compared to dependency on coal or other non-renewable energy sources for electricity. Do not just think about yourself, think about Mother Earth too! Living in an environment-friendly house can be one of your unconscious contributions towards nature conservation and protection.

Bustling Rental Market

The once industrial suburb of Mumbai, Chembur is now thriving with real estate and infrastructural development. Chembur is an old Mumbai suburb, situated at the north of Trombay and south of Kurla, history dates back to the partition era of India’s independence when many refugee camps were set here. It now sits right in the middle of Mumbai, geographically. The real estate market trend that stands out in major urban cities is experiencing a considerable shift in the last one and a half decade. Chembur’s upcoming residential projects are mostly set over smaller plots due to lack of availability of land. But a lot of lands is being redeveloped and some projects are using that huge space to their advantage. We also saw development in clusters of different upcoming projects in the same area.

Real estate development along the Eastern Freeway increased significantly over the past few years. Cutting down commuting time to South Mumbai created demand for commercial and residential properties and housing prices in locations like Chembur. The value of property in Chembur has increased by approximately 28-30 per cent over the last two years. This created a lot of market for rental properties in Chembur. As the property values kept increasing the rental market also proportionally went up and with so many new developments coming up, it is only adding to the inventory list. The housing supply in this area has been growing at an approximate rate of 10 per cent for the past four years, and it now accounts for approximately 18 per cent of Mumbai’s total housing stock. With growing residential activity, retailer interest in the market has understandably increased too, leading to the development of large scale organized retail in the region.

This further attracts more jobs and more people move into this locality in search of properties. The rent for a 250 sq ft, 1BHK is about Rs.9000 per month, a 350 sq ft unit can be rented for Rs.10,000 per month. Semi furnished and fully furnished apartments are also available. However, semi-furnished may often mean the property is sparingly furnished. Renters have used their discretion to decide on a correct property in this vast property market. Realtors say that with increased connectivity, there are more inquiries for properties in Chembur. The increase in rental properties in Chembur market was noted as about 3% in the past few years.

Renting Apartments

In addition, there are times in which you need to consider the background of the location before you finally freeze on the house that you are thinking to rent for. After doing so you will definitely be saved from a lot of dilemma especially if the location is proved to be safe from all kinds of criminal activities. However, there are stuffs that you need to stand once after you choose your preferred rented apartments. Therefore, here are few of the following guidelines that will help you out in making your choice:

Stick to your budget:

You need to find out, how much would renting an apartment will cost you especially if you choose a specific apartment designed according to your preferences. Even you must start computing the monthly rent as well as all the additional or extra costs. Therefore, if you are going to overlook all these financial factors, then you might be stuck in a situation where you keep on providing promissory notes to your landowner. For all this, you do not need to burden yourself while you are in between the process of opting your preferred place to stay.

Variations of the interior design:

You must confirm with the property-owner whether you will be able to modify or rework on the interiors of the house, and if the answer to the question is yes, then you could even take the advantage of converting the feel of the house from an ordinary apartment to your dream home.

Eventually, while computing various costs that add on while you rent an apartment, you must not forget to count on them. In addition, you also need to check the minimum of the electricity usage, which totally depends on your power source and on the sort of appliances that you contain. However, if you have computer shrewdness and would like to spend most of your time in front of your computer, then it is quite possible that you come across higher.

Renting Homes

Some people opt to rent homes instead of apartments for a variety of reasons. One reason could be that they have children and want a yard for their children to play in. They may also not want neighbors above, below, or next door to them. No matter the reason, it can be an overwhelming experience, especially if this is your first time for renting homes instead of apartments. If the company you work for relocates you and you need to rent a home the company may have a specialist that will assist you with the process of moving and renting homes in the new area. When renting homes one of the biggest considerations is where it is located. If you have children, you want to make sure which schools they will go to and what reputation they have. This should be looked into before you decide on a location to move into. You should also find out how far it is to the nearest grocery stores, department stores, and how far a commute you will have to work.

Once you have decided on a neighborhood or even two where you want to rent homes get in touch with a local realtor and see what is available in those neighborhoods. If they do not have any homes for rent listed then look in the local newspaper and set up appointments to look at as many homes as you can. During the appointment assess the attitude of the leasing company or landlord to see how amendable they are to your needs, ask how long it takes things to be fixed if there is a problem. Check out the condition of the home and the yard if there is one. Check the bathroom floors and walls for signs of rot, mildew, and mold. If possible look behind the washer, dryer, refrigerator, and stove to see if there is any infestations of insects. Also check the cabinets, especially in the corners. Make sure that all the floors are in good shape. If the walls need repainted find out if this will be done before you sign the lease and move in. Make sure that there are enough bedrooms and bathrooms to accommodate your family and the kitchen is big enough.

 

Selection of Restaurant Space

The restaurant business is one of the most lucrative business propositions. However, statistics have shown that the success rate in this field is not very promising. Therefore, we see that the risk factor in setting up a restaurant business is high. One way of offsetting the risk is by procuring the premises for the restaurant on a rental basis. Renting a space for setting up a restaurant business offers numerous benefits to the business owner.

Some of them are:

1. The restaurant can be set up at a location of the owner’s preference.
2. The investment upfront is drastically reduced. The owner can rent a space at a low investment at a prime location.
3. The businessman is not bound to the premises.
4. Since the restaurant owner saves a fair amount by renting the space, he can allocate it to further his business
The only major drawback associated with renting a restaurant space is that the restaurant owner will have to deal with rent hikes.
Once the owner has decided to procure a space he should carefully decide on a suitable location.

The criteria for location are:

1. Target market

The entrepreneur should locate his restaurant such that it is easily accessible to its clients. The clients could be office-goers in which case the location should be a business area. On the other hand, a fast food joint will look to locate it in a high foot traffic area.

2. Ample Parking

This is usually required when a restaurant provides elaborate meal services to its clients. Clients will visit such restaurants to spend time in a relaxed manner.

3. Visibility

The restaurant should be located such that it is clearly visible to the passers-by. It is a good idea to have the name displayed in a prominent manner.

4. Area of the premises

The entrepreneur should procure the premises where he can set up all activities of his restaurant comfortably.

5. Budget allocated for the procurement of the premises

This is a very important factor while deciding on the space. The businessman should be clear about the amount he will spend on the rent/ purchase of the premises.

 

About the Healthcare Facilities

  • General services overview

There are various challenges directly associated with healthcare construction and renovation services, with not one new related project that could be referred to as being easy. When it involves renovating existing and functioning facilities, the tendency is to be prepared for a variety of side issues that can seriously influence the actual project. They can, for instance, arise from circumstances associated with the safety of patients; or effective controls against infection and control to maintaining determined statistics. Various research has been conducted regarding healthcare facility renovations, with a direct focus on the patient and the fact that any facility under construction would be used by patients. This, in turn, establishes a criterion regarding patient satisfaction. It is a factor directly associated with reimbursements, and emphasizes the need for maintaining a happy patient population that is highly valued by the owners of a facility!

  • Dental facility renovations

Understanding the needs of clients and their goals is crucial in the process of healthcare construction and renovation services project management. As the project evolves, so needs can change, but with mutually agreed beneficial negotiated realignment the process continues throughout the project. All decisions related to and during the project are founded on achieving results, designed either to meet or exceed client’s needs and expectations.

  • Medical facility operational expectations

The owners of any medical facility project have their own specific expectations and schedules to meet when considering renovations. Accordingly, while specific contractual commitments will apply, the sharing of expectations and schedules regarding healthcare construction and renovation services by the project team is crucial. Making the facility ownership aware of any change of plan or scheduling is equally important, as is allowing them sufficient time to adapt and communicate this information to personnel. Healthcare construction and renovation services mean interacting continuously with the facility ownership and in this respect, a direct understanding must be established between the parties concerned. An aspect related to this is flexibility and the period of notice the facility ownership requires, such as, for infection control, disruptions to operations and noise.

  • Opticians and an Eye-catching appeal

Visual impact is especially appealing when referring to optical related healthcare construction and renovation services. It is crucial for the client and the renovation service provider that the contract is completed on time and within the agreed budgetary terms, without sacrificing quality or customer service. Proven experience and expertise ensures a project will meet or exceed expectations. The frontage of an optician’s premises must present a picture of that service ownership. Although every healthcare service may have its own uniqueness, it must also have an image that is compatible with modern design trends.

  • Operating a Pharmacy during renovations

Established healthcare construction and renovation services are designed to affect major remodeling to existing and active pharmacies. They ensure that wherever possible, a pharmacy will remain operative throughout construction work. High levels of infection dust control are implemented and maintained, with working projects phased into determined sectors to allow for ongoing operational service. All management related aspects of the project are catered for during the renovation process, including the presence of an on-site superintendent, safety, and quality controls. This is extended to selective demolition, final cleaning and more.

  • Veterinary a specialized renovation application

A professional, established and experienced business must be able to understand and appreciate the unique environments and needs of their clients; for example, those related to veterinary, animal care, and boarding industries. Healthcare constructions and renovation services promote peace of mind for their clients by facilitating an efficient and highly effective workflow.

  • Business function

During the period of renovation, disruptions are kept to the minimum, with the concentration being on keeping the practice functioning efficiently. The project team recognize the importance of establishing traffic patterns and maintaining the flow, especially regarding clinics and veterinary hospitals. For instance, locating the reception desk and establishing a waiting area, accessing surgical and treatment sections, as well as examination rooms, must be integrated into that flow. This type of feature not only minimizes movement but enables safe entry and exit for patients, which is always among the prioritized challenges!